Why financial literacy matters at work
Money decisions affect every part of life, from day-to-day stability to long-term security. Yet most adults have never received structured financial education.
For employers, this often shows up indirectly through stress, distraction, anxiety, and short-term decision-making.
Financial literacy is a foundational pillar of financial wellbeing.
The financial literacy program for teams
We work with organisations to deliver a structured 14-week financial literacy program to employees as part of their wellbeing offering.
The program covers the fundamentals of money management, including budgeting, debt, interest rates, investing, and long-term planning. It is designed to be practical, accessible, and relevant to the real-life decisions employees face.
Delivery is on-demand and scalable across teams, with optional live sessions available where organisations want additional engagement or discussion.
How the program works
The program is designed specifically for working adults and modern work environments.
Each module is delivered through short, focused video lessons rather than long lectures.
Content is designed to be easy to absorb and revisit, supporting learning over time rather than in a single sitting.
Lessons align with real financial decisions, reinforcing practical understanding through real-world application.
A detailed weekly curriculum can be shared on request.
What employees gain
Employees complete the program with a stronger foundation for making financial decisions in real life. The focus is on understanding and independence, not products or sales.
✓ Greater confidence when making everyday financial decisions
✓ A clearer understanding of money, trade-offs, and long-term consequences
✓ Practical guidance for budgeting, managing debt, investing, and planning ahead
✓ A stronger sense of control over their financial lives
What employers gain
For employers, the program provides a credible, education-led approach to financial wellbeing that supports employees without crossing into advice, sales, or product promotion.
✓ An independent financial wellbeing initiative grounded in education, not products
✓ On-demand delivery that fits around work schedules and shift patterns
✓ Simple implementation with minimal administrative or HR burden
✓ Optional live sessions to support engagement and discussion
✓ Light-touch engagement insights that respect employee privacy
Financial wellbeing for teams
Get in touch to learn more about adding financial literacy to your wellbeing programme as a practical benefit for employees.
We can walk you through the full curriculum, share sample video lessons, and discuss the most effective way to deliver the program across your organisation.
Contact us about team accessYou can expect a response within one business day.
Program Creator
Vincent McCarthy, CFA
“Meaningful learning is about more than just the pursuit of a piece of paper at the end.”
Vincent is the founder of the Responsible Investment Institute® and ESG Ireland®, with a focus on making financial education more accessible, practical, and independent.
He holds an MSc in Finance from Fairfield University (Connecticut) and a First-Class Honours Degree in Business Studies from the University of Limerick. Vincent is also a Qualified Financial Advisor (QFA) and a Chartered Financial Analyst (CFA) charterholder.
With over 20 years of experience across investment, education, and financial decision-making in the United States, Ireland, and Latin America, Vincent developed the Financial Literacy Program to address a clear gap in traditional education. The focus is on understanding money, building independence, and supporting better decisions over time.