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Financial Literacy Programme
Course • 283 lessonsBuild confidence with money. Learn how to budget, manage debt, invest, and align financial decisions with your goals as part of your wealth plan. A 14-week programme to strengthen your financial wellbeing and take control of your future.
Purchase€195
Financial Literacy Hub
Financial Literacy Courses & Modules
Choose the complete 14-module Financial Literacy Programme or focus on a single topic through standalone modules.
Standalone modules include video lessons, a quiz, PDF deck and reflection exercise.
Flexible Learning Options
Choose Your Learning Path
The full Financial Literacy Programme gives you a complete step-by-step learning journey. Standalone modules let you focus on the topics that matter most to you right now.
Complete Programme
For the full journey
Start with goals, budgeting and financial resilience, then move through debt, interest rates, compounding, inflation, investing, asset classes, portfolios and long-term wealth planning.
Best for learners who want a structured path from foundation to action.
Standalone Modules
For focused learning
Choose individual modules by topic and build your knowledge at your own pace, whether you want to understand budgeting, inflation, investing, bonds, equities, asset allocation or financial planning.
Best for learners who want to focus on one area at a time.
Complete Financial Literacy Programme
Complete Programme
Follow the complete 14-module pathway through budgeting, debt, investing, asset allocation and long-term wealth planning.
Standalone Modules
From Portfolios to Wealth Planning
Move from investment building blocks to portfolio construction, asset allocation and long-term financial planning.
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Asset Allocation: Building Modern Portfolios
Course • 16 lessonsExplore how asset allocation moved from theory to common practice. Learn about different approaches through State Street model portfolios and a university endowment. Hear why famous investors warn about diversification, and the risk of complacency.
€49
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Investing in Practice: From Theory to Action
Course • 28 lessonsLearn how investing works in practice, from account types, advice models, the impact of fees, using an online platform, order types, ETFs, fund factsheets, safeguarding assets and moving from practice mode to real decisions.
€49
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Financial Planning & Wealth Allocation
Course • 22 lessonsLearn how to connect your goals, financial situation, risk profile and investment decisions into a practical long-term financial planning framework.
€49
Standalone Modules
Investing Fundamentals
Learn the core ideas behind investing, including risk, return, asset classes, equities, bonds and how markets work.
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Introduction to Asset Classes
Course • 20 lessonsThis module introduces the main asset classes that investors may encounter. The goal is to help learners understand the range of investment options available and think more clearly about risk, return, fees, liquidity, complexity and diversification.
€49
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Understanding Bonds: Lending as an Investment
Course • 26 lessonsGovernments and companies borrow money. Bond investors lend them money. Learn how bonds work, from the mechanics of an individual bond to risk, inflation, diversification and the broader bond market.
€49
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Understanding Equities: Owning a Piece of a Company
Course • 22 lessonsFrom Main Street to Wall Street, learn what it means to own equities, from individual shares to stock market indices, dividend investing, and active versus passive investing.
€49
Standalone Modules
Financial Forces
Understand the forces that shape financial decisions, including debt, interest rates, compounding and inflation.
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Understanding Personal Debt: Borrowing, Managing and Taking Control
Course • 15 lessonsUnderstand how debt works, including different types of debt, key terminology, the difference between good and bad debt, and how to maintain a good credit rating. Explore practical repayment strategies and common pitfalls to make better decisions.
Purchase€49
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Understanding Interest Rates: The Price of Money
Course • 15 lessonsUnderstand why interest rates matter, how central banks influence them and how they affect saving and borrowing. Explore APR, amortisation and the time value of money to make better financial decisions.
€49
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The Power of Compounding: Growth on Growth
Course • 18 lessonsExplore how compounding creates growth over time and why starting early and remaining consistent matter. Learn about returns, risk, the Rule of 72, common pitfalls and the connection between budgeting and long-term wealth building.
€49
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Inflation: The Silent Erosion
Course • 18 lessonsUnderstand how inflation affects prices, purchasing power, savings, debt and long-term financial decisions, with practical examples including CPI, cost of living and real-world price changes.
€49
Standalone Modules
Money Foundations
Build clarity around goals, budgeting, emergency funds and the financial habits that support better day-to-day decisions.
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What Do You Want? Taking Control of Your Future
Course • 14 lessonsDefine what you want, align life goals with financial goals, avoid common financial planning mistakes, and turn learning into action.
€49
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Budgeting: Building Clarity and Control
Course • 18 lessonsLearn how to understand where your money goes, identify habits and trade-offs, and build a budgeting approach that supports better financial decisions.
€49
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Building an Emergency Fund: Preparing for the Unexpected
Course • 14 lessonsBuild a practical emergency fund, understand how much you may need, where to keep it, and how to prepare for unexpected expenses with more confidence.
€49
Free Financial Literacy Module
Start Here: Free Practical Module
Start with a practical walkthrough of how an online investment platform works, including investment options, ETFs, order types and buying shares.
About the Creator & Instructor
Vincent McCarthy, CFA
Vincent has over 20 years’ international experience across investment strategy, wealth management, investment consulting and financial education, advising individuals and institutions.
He founded the Responsible Investment Institute® in 2019 to provide practical education in ESG, responsible investment and financial literacy.
Vincent brings a broad perspective shaped by living, studying, working and travelling across more than 40 countries. He holds the CFA Charter, a first-class honours business degree from the University of Limerick and an MSc in Finance from Fairfield University, Connecticut.
The financial literacy courses break down complex topics in a clear and practical way, helping learners understand key concepts and apply them in real life.
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