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What Do You Want? Taking Control of Your Future
CourseDefine what you want, align life goals with financial goals, avoid common financial planning mistakes, and turn learning into action.
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Budgeting: Building Clarity and Control
CourseLearn how to understand where your money goes, identify habits and trade-offs, and build a budgeting approach that supports better financial decisions.
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Building an Emergency Fund: Preparing for the Unexpected
CourseBuild a practical emergency fund, understand how much you may need, where to keep it, and how to prepare for unexpected expenses with more confidence.
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Understanding Personal Debt: Borrowing, Managing and Taking Control
CourseUnderstand how debt works, including different types of debt, key terminology, the difference between good and bad debt, and how to maintain a good credit rating. Explore practical repayment strategies and common pitfalls to make better decisions.
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Understanding Interest Rates: The Price of Money
CourseUnderstand why interest rates matter, how central banks influence them and how they affect saving and borrowing. Explore APR, amortisation and the time value of money to make better financial decisions.
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The Power of Compounding: Growth on Growth
CourseExplore how compounding creates growth over time and why starting early and remaining consistent matter. Learn about returns, risk, the Rule of 72, common pitfalls and the connection between budgeting and long-term wealth building.
Responsible Investment Institute®
Build your portfolio of knowledge
A 14-module financial literacy programme designed to build confidence in personal finance and investing.
Start the Programme | €195Your Financial Journey
Build your financial knowledge step by step
The programme follows a structured progression, starting with everyday financial decisions and building towards investing and long-term financial planning.
Know Where You're Going
Define your goals and understand where your money is going.
Build Your Financial Foundation
Prepare for unexpected expenses and understand how to manage debt.
Understand Financial Forces
Learn how interest rates, compounding and inflation affect your money.
Learn How Investing Works
Build your understanding of investing, asset classes, bonds, equities and funds.
Put It All Together
Move from investment knowledge towards investing in practice, financial planning and wealth allocation.
How the Programme Works
Structured learning, at your own pace
The programme is designed to help you build knowledge progressively without overwhelming you.
Modules
A structured programme covering personal finance, investing and long-term financial planning.
Hours of Video Content
More than 225 short videos designed to make financial concepts easier to understand and apply.
Learn at Your Own Pace
Work through the programme in the order and at the pace that suits you.
Quizzes & Reflection
Reinforce what you learn through quizzes and exercises designed to connect the content to real financial decisions.
Inside the Programme
Explore the modules below to see how the programme develops from personal financial foundations through to investing and long-term financial planning.

Your Instructor
Vincent McCarthy, CFA
Vincent has more than 20 years of experience across wealth management, investment consulting and financial education. He has studied, worked and lived in multiple countries, is fluent in English and Spanish, and has travelled to more than 40 countries, bringing an international perspective to his work and teaching.
He holds the Chartered Financial Analyst (CFA) designation, an MSc in Finance from Fairfield University and a First Class Honours degree in Business Studies from the University of Limerick.
His approach to financial education focuses on making complex financial concepts practical, understandable and relevant to real-world decisions.
Financial Literacy Programme
Start building your financial knowledge
Get access to the complete 14-module programme, including more than 225 short videos, quizzes and reflection exercises.
Build your portfolio of knowledge before your investment portfolio.
For Organisations
Financial education for your people
The Financial Literacy Programme is also available for employers, professional organisations, sports organisations and other groups. Delivery options can include group enrolment, progress reporting, workshops and facilitated learning.
Contact us to learn more